Wealth Management

We take a holistic and academic approach to wealth management, crafting investment portfolios designed to pursue your specific financial goals, all while considering tax impact and overall costs. As an independent Registered Investment Advisor, Seamount Financial Group not only provides access to a wide range of investment options, we also advise on alternative investments including real estate and business holdings.

We have successfully built custom portfolios for clients since 1982, and as investment assets under management have grown steadily to over $400 million (as of January 2019), we continue to adhere to core investment disciplines including diversification, asset allocation, tax mitigation, and cost efficiency. Once your initial investment objectives are established, your assets are consistently monitored to help meet those objectives by investing wisely amidst changing market and economic conditions. To ensure that we remain able to provide the highest quality experience for each client, we require a minimum $500,000 of investable assets to implement our wealth management services.

Retirement Planning

Retirement is often more than just a financial goal. We help provide clarity and insight throughout the whole process, whether you are just starting to look to the future, you are striving to provide a legacy, or you fall somewhere in between. We provide guidance for many elements of your retirement, including:

  • Social Security Strategies
  • Tax Considerations
  • Expense Planning
  • Cashflow Projections
  • Beneficiary Elections
  • Executive Compensation
  • IRAs (Traditional/Roth/SEP)
  • 401(k) and 403(b)plans
  • Employee Benefits
  • Pension Plans
  • Deferred Compensation
  • Profit Sharing Plans

Tax Planning

Taxes impact nearly every part of a comprehensive financial planning strategy. We work with your trusted tax professionals to ensure your financial planning and investment assets are positioned to provide a tax-efficient approach. Other services include:

  • Annual review of tax return
  • Capital gain planning
  • Charitable giving strategies
  • Tax-free income securities

Risk Management

Developing strategies to identify and mitigate risks is an important step in your planning. Life is uncertain, and preparing for challenges offers peace of mind and the ability to remain focused on your objectives.We clearly explain options to help protect your financial plan and the people you care about.

  • Long Term Care Insurance
  • Life Insurance
  • Disability Insurance
  • Annuities
  • Buy-Sell Insurance

Estate Planning

As you look to build a multi-generation legacy or aspire to give back to your community, we help ensure that your wishes are carried out after you are gone. We partner with your legal team to minimize tax implications and administrative headaches for your heirs and beneficiaries.

We also facilitate estate planning review meetings to help you communicate your desires to your successor trustees, beneficiaries, or other family and friends. We have experience with:

  • Revocable Living Trusts
  • Charitable Remainder Trusts
  • Donor Advised Funds
  • Special Needs Trusts
  • Irrevocable Life Insurance Trusts
  • Exemption Trusts

Plan for tomorrow – contact Seamount today.

As your financial partner, our mission is to improve the lives of our clients and their families by providing objective financial advice and exceptional service. Let us show you how.

 

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